Sticker bankia wallet

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If the rise of cell phones has managed to digitize such everyday objects of our lives as the camera, the wristwatch, the calculator or the newspaper, it is not unreasonable to think that the same will happen with credit cards.
In fact, if we take into account the interest of some European countries in putting a stop to cash payments, everything points to the fact that this monetary revolution may also reach hard cash.
Denmark is the country that is taking the greatest steps towards the disappearance of cash. So much so that the Danish government has banned cash payments in clothing stores, gas stations and restaurants. In addition, the Danish Central Bank has decided to stop producing coins and banknotes. In other northern European countries, such as Sweden, Norway, Finland and Iceland, even the most ridiculously priced items are paid for by credit card and now also by cell phone.
To carry out the experiment, we are going to use a Chinese Huawei phone (without ostentation) and a Bankia account, although we could do it with any other large financial institution. BBVA, Santander, Caixabank and, since last week, ING, also offer this alternative to their customers.

How to pay with your cell phone

The Stiker Bankia Wallet turns your cell phone into a debit card. It is designed for devices that do not have NFC technology or for those who have an iPhone device. It is a sticker that functions as a card. It sticks to the lower back of the mobile, transforming it into a means of payment.
It can be used to make purchases in stores that have contactless payment and in ATMs of the bank that have NFC technology. It is simple to use: when making a purchase, the store clerk enters the amount in the POS and all you have to do is bring your cell phone close to the terminal with the card facing the terminal to complete the payment. In the case of a payment of more than 20€, the PIN of the stiker must be inserted to complete the transaction. And to withdraw money, you have to bring the card close to the contactless icon of the Bankia ATM, enter the PIN and follow the instructions that will appear on the screen.

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Bankia ha lanzado un nuevo servicio para sus tarjetas sin contacto (contactless) que permite sacar dinero en su red de cajeros sin tener que introducir la tarjeta en el dispositivo. Con las tarjetas contactless de Bankia basta con acercar la tarjeta contactless a la tarjeta identificativa del cajero (pegatina de cinco semicírculos junto al teclado) para poder operar. Gracias a esta funcionalidad, se podrá operar de forma más rápida y segura en los cajeros de Bankia.
El procedimiento para operar en los cajeros de Bankia con tarjetas sin contacto es sencillo: una vez que el cajero ha detectado la tarjeta, el usuario puede introducir su PIN, guardar la tarjeta y empezar a operar como siempre, sin necesidad de mantenerla insertada en el dispositivo.
Esta nueva funcionalidad permite ganar en sencillez y rapidez en el proceso de retirada de efectivo del cajero Además, se incrementa la seguridad a la hora de realizar la operación porque la tarjeta siempre queda en poder de su titular, se evita dejarla olvidada en el cajero y no hay posibilidad de que el terminal retenga la tarjeta.